Thanks all for the replies

If you are curious, I am making MS3D importer and exporter plugins for DeleD (www.delgine.com)

The importer works on vertices, triangles, and UV coordinates...I still have to make it automatically install the texture into DeleD and use the texture in the model.

Currently I have to manually set the texture to the model, but it works when I do this, so some yay.

The exporter doesn't do much yet, except to show usual importer/exporter DeleD plugin GUI

cheers,
Paul